Should you get an airline credit card with no annual fee?

When to consider a no-annual-fee airline credit card: You should get an airline credit card with no annual fee if you think it will save you more money at the end of the day than a card that charges a fee. To make that determination, estimate how much you expect to earn with each card’s rewards and then subtract any fees.

How do airline credit cards work?

Airline cards typically offer accelerated earnings with a specific airline program. Rewards earned with airline credit cards may typically only be redeemed for flights and upgrades with the specific airline. Airline cards may offer airline-specific perks, such as priority boarding, free checked bags and automatic upgrade or status qualification.

What is an airline credit card?

An airline credit card is a type of rewards card, often co-branded with a major issuer like American Express or Citi, that offers rewards and perks for people loyal to a specific airline. Typically, these cards earn airline miles for purchases made directly with the airline, but they can sometimes earn rewards in other categories as well.